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How to File a Boat Accident Claim

Boating can be exciting and enjoyable, but when you're not careful it can quickly become dangerous. Just like cars, boats must adhere to strict safety rules to prevent injuries.

If you've suffered injuries in an accident on the water, you could be eligible for compensation for medical expenses as well as property damage. Contact a New York boat accident lawyer to increase your chances of winning.

1. Gather Evidence

The most important thing to do following a boating accident is to collect evidence and then contact a lawyer. It is also important to seek medical attention right away in the event of any injuries that could have occurred. Medical records and other evidence is needed to prove the claim for damages like future and current medical costs and loss of income or earning potential, property damage, and non-economic damages like pain and suffering.

Video and photographs are helpful in preserving physical evidence at the scene of an accident. Eyewitness testimony is a crucial piece of evidence, as it can provide important information about the cause of a collision that might otherwise be overlooked. Police and incident reports can also be used to determine the chronology of what transpired in the particular case.

A knowledgeable lawyer will review the evidence and determine which parties could be responsible for victim's injuries as well as the associated losses. A successful negligence claim in an accident involving a boat usually involves multiple liable parties including the boat operator and the owner or manufacturer of the watercraft.

An experienced lawyer can handle all communication between victims and insurance providers involved in the claim for compensation of the victim. A lawyer can help victims to avoid saying anything that could be used against them in the courts, and also aid victims in obtaining fair settlement offers for damages.

2. File a report

The first step after a boating incident is to ensure that everyone is secure. The next step is to contact the local police and file a report. Depending on the state laws and regulations you may only have 48 hours to make a report in case of death or serious injury that requires medical treatment beyond basic first aid. You could also have 10 days to file a report in the event of more than $2,000 in damage or if the boat gets lost.

If you can, stay at the site of the accident to assist other boats or people, without placing your safety or that of the victims in jeopardy. This will allow the police officer to keep track of crucial details like how the accident happened, who was onboard at the time of the crash and the cause.

Even well-trained and experienced boaters may be involved in accidents on the water because of negligence of another. A skilled attorney can identify the negligent party accountable for the damages you suffered, and assist you pursue compensation. Damage to property, medical expenses and financial losses are all recoverable damages. A lawsuit against the responsible party could also result in monetary compensation for your pain and discomfort and loss of quality of life, boat accidents and emotional stress associated with the incident.

3. Examine the damage

After medical professionals have evaluated everyone's injuries and they are secured It is essential to take a good look at the damage to the boat. Now is the time to start thinking about your insurance policy.

A surveyor will be assigned to your claim and will be sent out to look at the damage caused by the accident. The surveyor will evaluate what you originally reported to the damage and then begin to determine the value of the damage.

Most boat accidents are the result of a mix of factors that are impossible to control all of them. If there was a manufacturing defect in the vessel itself it is possible to file a product liability claim against the manufacturer of the boat accident law firms.

In these cases it is vital to find a lawyer who has experience handling boating claims because they are able to create an air-tight defense that proves that the manufacturer was responsible for the accident.

It is also important to note that various kinds of boats are protected differently by insurance policies. For example homeowners insurance will generally only cover smaller boats with an engine which is less than 50 HP. This means that jet skis, airboats, and larger vessels won't be covered by homeowner's insurance.

4. Contact an attorney

When you are secure and have visited a medical professional regarding injuries, make sure to inform your insurance company. Even if there is no police report, you'll still need to notify your insurance company. Be careful when you provide information to insurance companies, since they often try to assign blame for an accident. This could limit the amount of compensation you are granted. The NYC lawyers who handle boating accidents at Mirman, Markovits & Landau will fight hard to debunk these claims and limit the amount of fault that you are liable for.

If you're able then it's a great idea to get information from the other boat operators or owners involved in the accident. This includes their name, address along with their phone number and insurance details. It is also helpful to have a copy the accident report filed.

boat accidents (gokseong.multiiq.com) can be terrifying and can result in serious injuries. They can result in significant medical expenses, lost wages and damages. Anyone responsible for the injury have to be held accountable for the harm they caused you. The at-fault parties and insurance companies are not likely to give you the compensation you deserve willingly and it is therefore essential to speak with an experienced New York injury attorney as in the earliest possible time. This will allow you to focus on improving and leveling the playing field.