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How to File a Boat Accident Claim

Boating can be exciting and fun, but if you are not careful it can quickly become deadly. Just like cars, boats need to adhere to strict safety rules to prevent injuries.

If you've been injured in a boating accident, you may be entitled to compensation for medical expenses and property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

When someone experiences an accident while on a boat the first step is to collect evidence and get in touch with an attorney. You should also seek medical attention as soon as you notice any injuries. Medical records and other evidence is necessary to support the claim for damages such as future and present medical costs in addition to loss of income earning potential, property damage and non-economic damages like suffering and pain.

Videos and photos are useful in preserving physical evidence at the scene of an accident. Eyewitness testimony is another vital element of evidence, since it can provide valuable details about the cause of the collision that may be missed. Police and incident reports can also be used to establish a timeline of what happened in the incident.

A lawyer with experience can scrutinize the evidence to determine which parties may be responsible for the victim's injury or losses. A boating accident negligence claim usually involves multiple parties, including the boat's driver as well as the manufacturer or owner of the watercraft.

A reputable attorney can manage all communications between insurance companies and victims involved in the victim's compensation claim. An attorney can prevent victims from saying anything that could be used against them in court. Additionally, they can also help victims receive fair settlement offers for their losses.

2. Report a crime

The first thing to do following a boating accident is to make sure everyone is safe. After that, you need to contact local law enforcement agencies and complete a report on the incident. Depending on the state laws and regulations, you might only be given 48 hours to file an official report in the event of death or serious injury requiring medical treatment above basic first aid. In addition, you could have 10 days to file a claim in the event of more than $2,000 in damages or the boat accident lawyer is damaged.

If you are able, stay at the site of the accident to assist other boats or individuals without placing your safety or the safety of the victims in jeopardy. This will allow the law enforcement officer to take note of important details like the manner in which the collision took place and who was onboard at the time of the collision and the cause.

However, even the most well-trained and experienced boaters may be involved in accidents on the water because of someone else's negligence. An experienced lawyer can identify the negligent party accountable for your damages, and help you pursue compensation. Medical expenses, property damage and financial losses are all recoverable damages. A lawsuit against the party responsible could also result into monetary compensation for your discomfort and pain or loss of quality life, and emotional stress caused by the accident.

3. Check for damage

After medical professionals have evaluated the injuries of everyone, and they are all in a safe location, it is important that you take a thorough look at the damage done to the boat. This is when you start thinking about your insurance policy and what it covers.

A surveyor will be assigned to your claim. They will come out to assess the damage caused by the accident. The surveyor will evaluate what you initially reported to the damage and begin calculating the value of the damages.

It is impossible to control every single factor that can cause a boat crash. However, if there was a manufacturing defect in the vessel it could be possible to make a claim for product liability against the company that produced the boat.

In these instances, you need an attorney who has experience in boating claims. They can put together a strong case to prove that the manufacturer is responsible for the accident.

It is important to remember that different types of boats are covered differently by an insurance policy. For instance, homeowners insurance will typically only cover smaller boats that have an engine that is less than 50 HP. Homeowner's insurance will not cover jet skis, larger vessels, or airboats.

4. Contact an attorney

Notify your insurance company whenever you feel secure and have been to the doctor for any injuries. You'll likely have to do so even in the absence of a police report filed. Be cautious when providing information to insurance companies, as they will often try to determine who is at fault for an accident. This could reduce the amount of compensation you receive. The NYC boating accident lawyers at Mirman Markovits & Landau work hard to challenge and limit these claims.

It is a good thing to collect as all information you can on the other boat owners and operators involved in the incident. This includes their address, name as well as their phone number and insurance information. It is also beneficial to have a copy the accident report filed.

Boat accidents can be scary and can cause serious injuries. They can result in significant medical bills, lost wages and other damages. Those who are responsible have to be held accountable for the harm they caused you. You won't be able to receive the compensation you deserve if don't speak with an experienced New York injury lawyer as soon as you can. This allows you to concentrate on getting better and level the playing fields.