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Get an inspection before buying a used car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make better financial decisions by providing you with interactive financial calculators and tools, publishing original and objective content, by enabling you to conduct research and compare information for free and help you make sound financial decisions. Bankrate has agreements with issuers, including but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this website are provided by companies that compensate us. This compensation may impact how and when products are featured on the site, such as for instance, the order in which they may appear within the listing categories and other categories, unless prohibited by law. Our loans, mortgages,, and other home lending products. This compensation, however, does affect the information we provide, or the reviews you see on this site. We do not cover the entire universe of businesses or financial offerings that could be open to you. SHARE: sinology/Getty Images
3 minutes read. Published May 12, 2022
Written by Kellye Guinan. Written by Personal and Business Finance contributor Kellye Guinan is a freelance editor and writer with more than five years of experience in personal finance. She also is employed full-time at the local library, where she assists the community to access information about financial literacy, among other topics. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to control their finances with clear, well-researched information that breaks down complex topics into manageable bites. The Bankrate promise
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We are compensated in exchange for placement of sponsored products and, services, or when you click on specific links that are posted on our website. So, this compensation can affect the way, location and in what order products are displayed within the categories of listing in the event that they are not permitted by law for our mortgage, home equity and other products for home loans. Other factors, like our own rules for our website and whether the product is available in the area you reside in or is within your own personal credit score can also impact the way and place products are listed on this site. Although we try to offer a wide range offers, Bankrate does not include information about each credit or financial product or service. The reports on the history of a vehicle are an excellent source of information when looking into used vehicles, but when you're , it is essential to conduct an inspection. You should consult a third-party mechanic -- someone who is not affiliated with the seller to determine the areas that could be problematic. Reputable dealers should allow this to be a part of the buying process. You may also be able to get an inspection via mobile if the private seller isn't willing to drive to an unknown mechanic. Be sure that the mechanic you choose is licensed and reliable to ensure that you don't have to pay for repairs in the near future. Why getting an inspection is key to the buying a used car process. A pre-purchase inspection can provide you with information about the cosmetic and mechanical condition of the vehicle. This will not only aid in identifying potential problems however, it will allow you to back out of an acquisition if you feel that the car doesn't meet your needs. When you schedule an inspection, request a detailed account of what the inspection covers and exactly what your mechanic is seeking. You should receive a thorough checklist, which includes examining the exterior and interior for wear and damage. The mechanic will also inspect the operation of all the features in the car and the fluid levels. You should find an experienced mechanic who will be able to assess the engine, steering, suspension and frame as well as signs of prior water damage or accidents. They should also use an instrument to read codes for any errors which could signal the existence of a problem. If they discover any, you should request receipts for the corresponding repair. If you've got a written report, you'll be prepared to a better price or find a different vehicle. It might take more time but it could save you thousands in repair bills if you can detect a problem prior to it becomes an issue. When to get the used vehicle inspected? You should delay an inspection that is official until you are certain about the . This means negotiating the price, test driving the vehicle and performing an inspection yourself first. If you're sure that it's the car you are looking for, set up an on-site mechanic to meet you or collaborate with the seller in order to bring the car to a trusted repair shop. A pre-purchase inspection should be the last step to finalizing the deal. After all, you do not want to invest money for a car that you will not purchase. What is the cost of an inspection? A check-up can cost anything from $100 to $150, based on . But the actual cost will depend on the expertise that your technician has had, the age of the car and the underlying problems. Your mechanic should provide you with a price before you bring the car into. Similar to taxes and other charges, don't tuck this cost into the loan. Budget for a used car inspection on its own -- and do not schedule it until you have narrowed down your options to one vehicle in good condition. There's always a chance you'll not want to purchase the vehicle but delaying the inspection until a negotiation in the last minute will save you money. How do you have a used car examined The ideal way to conduct an inspection is to be performed by a mechanic you already have a good working relationship with. The majority of private auto body and repair shops perform inspections on used cars. But if your mechanic doesn't, request a referral to an establishment that can do. If you don't already have a reliable mechanic Find local mechanics not associated with dealerships with good customer reviews. Reviews can be found on the mechanic's Better Business Bureau page. Members of American Automobile Association (AAA) can look for a certified garage, or you can choose a mechanic who is recommended by the insurance company. Any mechanic you hire should have been certified by the National Institute for Automotive Service Excellence (ASE). An alternative is to hire an international company that is specialized in inspections of used cars like Alliance Inspection Management, Carchex and Inspect My Ride. Ask for a vehicle inspection. Inspections are usually conducted in a garage or shop There are mechanics that offer mobile inspections. This may be more convenient if you're working with a private seller or dealer who isn't able to allow an extensive test ride. However, this route may be more costly than bringing the car to a shop. You'll pay for the convenience and it'll likely still take a few hours in order for the repairman to fully examine the car. The internet is a great place to buy used cars and inspections Online used car sellers like Carvana and Vroom provide a week where you can test drive the vehicle before making a final decision on the purchase. This allows you to take it to your mechanic and have it inspected. Because most sellers on the internet don't permit negotiation of price, any mechanical issues found could be enough to return the vehicle. If you're buying a car that is not seen online, you must make it clear you'd like it to be inspected by a mechanic before buying. The seller may not be okay with that -- but that's fine. There are many cars out there, and you should continue to search instead of purchasing a car that hasn't been checked. Next steps Regardless of the kind of inspection service you choose ensure that you get a written report and photos of any concerns. The report will prove helpful when you are negotiating for a purchase of a used vehicle if you decide to move ahead with the purchase. Learn more
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Written by personal and business finance writer Kellye Guinan is a freelance editor and writer with over 5 years experience working in the field of personal finance. She is also employed full-time at the local library where she helps people in her community get information on financial literacy, among other topics. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are committed to helping readers gain confidence to manage their finances through providing concise, well-researched and well-researched content that breaks down otherwise complex topics into digestible chunks.
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